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Benefits & Insurance

Benefit Handbook

When you have questions on a benefit or a problem with a claim, we would encourage you to contact the insurance carriers directly who have your claims information readily available or contact your school insurance representative. These associates are very knowledgeable about Washington County School District insurance benefits.

For other questions please contact Tammara Robinson, 673-3553 x5119 or Marci Ware, 673-3553 x5105.

Open Enrollment


Insurance Payroll Estimator

This tool is used to estimate your monthly payroll deduction for health, dental, and basic life insurance.

Insurance Rate Comparison

This plan comparison tool helps you compare details from an HSA qualified health plan and other plans offered so you can see the benefits and find the best option for you.

Flu Shot Information



TeleMedicine

Reach a doctor 24/7/365.

70% of doctor visits can be handled over the phone, and 40% of urgent care visits can be managed using TeleMedicine. Save time and money while still getting the treatment you need through EMI Health TeleMed offered through Recuro.

When to Use TeleMed

Recuro doctors diagnose acute, non-emergent medical conditions and prescribe medications when clinically appropriate. Speak with a doctor anytime and pay no consultation fee rather than paying the high costs associated with office visits, urgent care visits, and emergency room visits.

Just call 855.6RECURO.

Video consultations are available as well from 7 AM-7 PM


Disease Management

Never miss an opportunity to feel better.

Achieving health goals can be a difficult journey, especially for those living with an ongoing health condition. You don’t have to do it alone. Our team of nurse health coaches are here to help you navigate certain chronic conditions.

Your nurse health coach can work with you one-on-one free and confidentially. Let us work with you on achieving better health.

Call: 1-800-451-6123 to talk to a Nurse Health Coach today.


Group Health Plans Compliance Documents

  • Section 18B of the FLSA, as added by section 1512 of the Affordable Care Act, requires the District to provide each employee notice:
  • Informing the employee of the existence of the Marketplace (referred to in the statute as the Exchange)
  • The District Health Insurance Plan coverage meets the minimum value standard and the cost of the coverage is affordable for eligible employees
  • The Health Insurance Marketplace notice meets this requirement.  You may also find additional information on-line at: https://www.healthcare.gov/ 

District Insurance Providers

COBRA Advisors

GBS BENEFITS
465 South 400 East, Suite 300, Salt Lake City, Utah 84111
(801) 364-7233 phone  (866) 410-0457 fax Lorie Brown, Cobra Manager

COBRA RATES: 2022-2023 Monthly COBRA Rates

Dental Insurance

EMI DENTAL
5101 S Commerce Drive
Murray, Utah 84107
800-662-5851
www.educatorsmutual.com

ASSOCIATED FILES / LINKS
Summary of Benefits
Instructions for Provider Directory
Instructions for EMI Mobile App
BENEFIT CHANGE FORMS
Insurance Enrollment Form

Flex Spending

NATIONAL BENEFITS SERVICE (NBS)

8523 South Redwood Road
West Jordan, Utah 84088
(800) 274-0503 – Customer Service
www.nbsbenefits.com

IMPORTANT DISCLAIMER:

Your individual or family tax liability may be affected by your selection of a health benefit plan offered by the Washington County School District. Circumstances such as enrollment in other health plans, availability of funds in an established Flexible Spending Account, contributions to a Health Savings Account, or other unique situations in your family or individual tax status are critically important factors you should consider as you select the plan that is best for you. For example, if you enroll in the High Deductible Health Plan and H.S.A., the Tax Code provides that you are not eligible for an H.S.A. contribution for any month in which you are also enrolled in or eligible for reimbursement under another health plan that is not a high deductible health plan (there are a few limited exceptions). The Washington County School District cannot provide professional tax advice or be held accountable for the tax treatment of your enrollment choice. We encourage you to consult a qualified tax professional concerning this matter.

SUMMARY OF BENEFITS

Note: For the plan year 2022-2023, maximum benefit amount is $2,850.00 with a $500 rollover.

For 2022-2023: Limited Purpose FSA for employees who chose the HDHP and HSA.

For plan year 2021-2022, maximum benefit amount is $2,750.00 with a $500 rollover.  

BENEFIT CHANGE FORMS

Employees must re-enroll for Flex spending every year during open enrollment. It can be used for medical and daycare expenses. 

HSA – Health Savings Account

HEALTH EQUITY

15 W Scenic Pointe Dr. STE 400
Draper, Utah 84020
866-346-5800
IMPORTANT DISCLAIMER:

Your individual or family tax liability may be affected by your selection of a health benefit plan offered by the Washington County School District. Circumstances such as enrollment in other health plans, availability of funds in an established Flexible Spending Account, contributions to a Health Savings Account, or other unique situations in your family or individual tax status are critically important factors you should consider as you select the plan that is best for you. For example, if you enroll in the High Deductible Health Plan and H.S.A., the Tax Code provides that you are not eligible for an H.S.A. contribution for any month in which you are also enrolled in or eligible for reimbursement under another health plan that is not a high deductible health plan (there are a few limited exceptions). The Washington County School District cannot provide professional tax advice or be held accountable for the tax treatment of your enrollment choice. We encourage you to consult a qualified tax professional concerning this matter.

SUMMARY OF BENEFITS

  • Winning With A Health Savings Account
  • HSA Fee Schedule
  • If you elect the HDHP with the HSA during Open Enrollment, WCSD will deposit $80 into the HSA each month beginning in August 2022. WCSD will continue to match $20 each month in  Employee contributions in 2022-2023. 

BENEFIT CHANGE FORMS

  • Health Savings Account Enrollment Form
  • Changes to the contribution amount on the HSA can be made at any time during the year. Submit the HSA change form to Tammara Robinson in the HR Department.
Insurance Advisors

GBS BENEFITS, INC.

465 South 400 East, Suite 300
Salt Lake City, Utah 84111
Denise House, Account Manager

801-842-0130 Office

  • No associated forms at this time.
Life Insurance

LIFEMAP LIFE INSURANCE

(800) 286-1129 – Life Insurance Claims
(800) 777-9368 option 2 – Conversion & Portability

LIFEMAP MEDICAL UNDERWRITING

(800) 794-5390 – Customer Service

Medical Insurance

5101 S Commerce Drive
Murray, Utah 84107
800-662-5851
www.emihealth.com

 REGENCE BLUE CROSS BLUE SHIELD INSURANCE INFORMATION-EFFECTIVE 8/1/2017-7/31/2019

Regence Blue Cross Blue Shield Customer Service:
866-240-9580
 
 
SELECTHEALTH INSURANCE INFORMATION-EFFECTIVE 2/1/2016-7/31/2017
SelectHealth Customer Service:
800-538-5038

 ARCHES HEALTH INSURANCE INFORMATION – EFFECTIVE 8/1/2015-1/31/2016

5505 S 900 E
Salt Lake City, UT 84117
(877) 334-4947
Supplemental Insurance

VOYA 

Aflac group policies end on 7/31/2022. Contact Individual and Group Policies: Lane Morgan at (800) 992-3522
 
VOYA is the new carrier for the supplemental accident, critical illness, and hospital indemnity plans.  
Group Name: Washington County School District
Group Number: 728497

VOYA ASSOCIATED FILES / LINKS

Retirement Planning

UTAH RETIREMENT SYSTEMS (URS)

165 North 100 East #9
St. George, Utah 84770
(800) 950-4877 – Toll Free
(435) 673-6300 – Local Office

Changes to this form can happen any time throughout the year. Employees don’t need to wait for open enrollment to make changes to their contributions, investment designation, or to their beneficiaries. The form must be completed in full and submitted to Tammara Robinson in HR Department.

This form must be completed for the pension and the 401(k)/457 accounts to be updated correctly. Employees don’t need to wait for open enrollment to make changes to their accounts with URS. They would be filled out for name changes, marriage status changes, address changes, and beneficiary changes. The forms must be completed in full and submitted to Tammara Robinson in HR Department.

This form assigns beneficiaries.

Voluntary Vision

OPTICARE VISION SERVICES

1901 West Parkway Blvd.
Salt Lake City, Utah 84119
(800) 363-0950 – Customer Service